Property Insurance

Protect Your Business Premises and Assets with Tetris Insurance

Unexpected events such as fire, flood, theft, or storms can cause major disruptions and significant financial loss for any business. With Tetris Commercial Property Insurance, you can safeguard your building, equipment, stock, and business contents from damage — whether your operations are based in Brisbane or anywhere across Australia.

Our team helps you compare quotes, understand coverage options, and secure the right policy to suit your business needs and budget — ensuring peace of mind that your physical assets are well protected.

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What is Property Insurance?

Commercial Property Insurance protects your business premises and assets against financial loss resulting from insured events such as fire, theft, storm, vandalism, or accidental damage.

Whether you own an office, warehouse, factory, or retail store, this policy ensures that your property can be repaired or replaced quickly, allowing your business operations to continue with minimal downtime.

Who Needs Commercial Property Insurance?

This insurance is essential for any business that owns or leases a physical workspace or holds stock, tools, or equipment. Common examples include:

  • Office owners and tenants
  • Retail shops and showrooms
  • Warehouses and logistics facilities
  • Manufacturing and industrial units
  • Restaurants, cafés, and hospitality businesses

If your business has a physical presence, Commercial Property Insurance is a must-have cover.

What Does Commercial Property Insurance Cover?

✅ Common Inclusions

  • Fire, explosion, and smoke damage
  • Storm, flood, and other natural disasters

 

  • Theft, burglary, or forced entry
  • Vandalism and malicious damage

Optional Add-Ons

  • Business Interruption Cover – Protects your income during repair or rebuild periods
  • Glass Breakage – Ideal for shopfronts or display windows
  • Machinery Breakdown – Covers critical business equipment and systems
  • Contents and Stock Cover – Protects office furniture, inventory, and tools
  • Accidental Damage – Covers unexpected incidents beyond standard events

How Your Premium Is Calculated

Your Commercial Property Insurance premium depends on several risk and business factors, including:

  • Business location and exposure (e.g. flood or bushfire zones)
  • Building construction type and age
  • Type of business activities (office vs. retail vs. warehouse)
  • Security systems in place (e.g. CCTV, alarms, sprinklers)
  • Replacement cost and sum insured value
  • Claims history and previous incidents

Our qualified insurance brokers assess your risks accurately to ensure you are adequately covered — not overinsured or underinsured.

Why Choose Tetris Insurance

At Tetris Insurance, we do more than just provide policies — we act as your business risk partner.

Based in Brisbane and serving clients across Australia, we specialise in Commercial Property Insurance and other Business Insurance solutions tailored to your industry and operational risks.

Here’s why businesses choose us:

  • Tailored Coverage: We align policies to your exact business activities and risk exposure.
  • Transparent Advice: Our brokers provide easy-to-understand guidance.
  • Fast Service: From quick quotes to smooth claims assistance, we make the process simple.

We work with a panel of trusted Australian insurers to find the best cover at competitive rates — so you can focus on running your business while we handle your protection.

Choose Tetris Insurance For Your Property Insurance Needs

We believe that the test of partnering with Tetris Insurance is our fast and efficient claims service and our solid claims advice.

Tetris Insurance does not charge claims management fees as the premium you pay at start of the policy or renewal completely covers all costs of handling management of claims big or small.

Our Mission

Our mission is to provide our customers with competitive insurance solutions that fits their needs – Insurance that fits.

Commercial Insurance Cover That Fits Your Needs

Every business is different, and your insurance should reflect that.

At Tetris Insurance, we offer a range of business insurance solutions that cover your physical assets, legal liabilities, financial exposures, and employee-related risks. Whether you run a small local operation or a large national enterprise, we provide Insurance That Fits — reliable, transparent, and tailored for Australian businesses.